What Business Insurance Do I Need?

What type(s) of Business Insurance do I need?

No two businesses are the same so let us help you with this! Below are some common policy types and their definitions.

• Business Owner’s Policy: BOP (not the 1950s dance craze) is a package policy geared towards small to medium sized businesses that combines liability, business interruption, and commercial property coverage.

• General Liability: protects against liability claims for bodily injury and property damage arising on premises from operations, personal injury, and other potential losses that can arise.

• Commercial Property: protects your business’ tangible assets from the odds of a fire, explosions, burst pipes, storms, theft, and vandalism.

• Commercial Auto: protects your business assets, drivers, vehicles, and the business.

• Inland Marine: offers protection for property in transit, in your care, equipment that moves from worksite to worksite, etc.

• Worker’s Compensation: provides insurance to employees who are injured on the job.

• Professional Liability Insurance: Also known as Errors and Omissions Insurance, this policy protects against failure to or improperly rendering professional services.

• Cyber Insurance: covers expenses and responsibilities arising from cyberattacks or computer incidents.

Overwhelmed? Reach out by phone, email, or enter your contact information below. Let our professionals help you get the protection you truly need.